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About the Uniform Commercial Code

Coming Soon!  New UCC Filing System launches Sept. 1, 2025!

Get Ready for a Big Change

Starting September 1, 2025, the Office of the Texas Secretary of State (SOS) is making a change to how UCC filings are submitted. All UCC filings must be submitted through the new SOS Portal.

What's Changing:
  • No more paper filings. The SOS will stop accepting paper filings by mail, fax, or in person after August 29, 2025.
  • You must have a SOS Portal account to submit UCC filings. SOSDirect accounts can no longer be used for UCC after August 29, 2025.
How to Prepare:
  • Review the UCC How to Guide to learn how to file using the new system.
  • Join our live Training Webinar to see a live walkthrough of the new system functionality and ask questions.
  • Tuesday, August 26, 2025 11:00 a.m. – 12:00 p.m. CST. Email us for information on how to join the webinar.

The Uniform Commercial Code allows a creditor, typically a financial institution or lender, to notify other creditors about a debtor’s assets used as collateral for a secured transaction by filing a public notice (financing statement) with a particular filing office.

The Office of the Secretary of State is the central filing office for the receipt, filing, indexing and recordation of financing statements and other documents provided for under the Uniform Commercial Code and certain other lien notice statutes. All accepted documents are processed in a timely manner, recorded, filed, and made available to the public upon request through SOSDirect.

You may access a list of statutes that relate to documents filed in the central filing office for more information.

You may now check on the status of a document that was submitted for filing in the Uniform Commercial Code records within the last 30 days.

Fraudulent Filers

Under Section 405.022 of the Texas Government Code, the Office of the Secretary of State may request the assistance of the Attorney General to determine whether a document is fraudulent before filing in the Uniform Commercial Code records. The Attorney General's office will determine if legal action should be taken against fraudulent filers.

Reports to Legislature

Office of the Secretary of State Report to the Texas Legislature Pursuant to Texas Business and Commerce Code § 9.527 December 2024 | (PDF)